N26 Review – Is This The Ultimate Bank For Travellers?

16 thoughts on “N26 Review – Is This The Ultimate Bank For Travellers?

  1. I was really excited about this and clicked the link to apply for my account. Only to find out it’s not available in Canada. Having lived in both Canada and NZ, seems odd to me that something is available in NZ but not Canada. Did you have to state a different country of residence to be eligible for this, or is it actually just limited in it’s availability?

  2. I wish I had found your blog before departing on my long trip around Europe. Your articles are well written and easy to understand. Many thanks for treading the unknown path and sharing your discoveries.

  3. Been using N26 for 2 years now – as you say it’s fantastic. I love it and recommend it. I had one transaction declined so called the help centre from A Coruna in Spain – they pointed out tht my daily limit had Brennan exceeded (I’d deliberately reduced it) I changed it on line via the app and it was immediately reflected and was able to process the transaction/ and reduce it after 🙂

  4. Hi Bren, I have opened a N26 a/c but have to transfer the nzd to our Ausi ANZ bank a/c then from there to N26 via either Transfer wise or XE.com, the card is being sent to a French address where we will be visiting or they can post it as we are swapping houses simultaneously! Is it all worth it ?

  5. Hi Bren,

    We are travelling by boat through the EU. Do you think we can use say the address of a marina we will be staying at for a month to set up the account?

    1. They only need an address to send you the card. They never send you anything after that, everything is digital. So as long as you are there long enough to receive the card then yes, it will be fine.

  6. Hi, great article, everything sound good, but can you connect this Master debit card with booking.com? to make reservations?
    because I found out that on booking there is only options for Visa, MasterCard and American to be precise credit cards… I never saw Mastercard debit card, for example I have Maestro debit card which is actually the same company… this is not possible to connect with booking. I personally also don’t like conventional banks they really have to high fees. so this card sounds really good, I hope you have just one minute of time to try and see if booking.com accepts this card
    thank you in advance

  7. Hi Bren, I am sorry but there are some mistakes in the whole story …. looks like everybody can open an account but that’s not true. I live in European union but country is not in Euro Zone so N26 does not offer services to us. I contacted N26 support tying to open account…. I don’t know how you can have their account because New Zealand is not on the list ….
    ” We offer our accounts throughout Europe: in Germany, Austria, Ireland, France, Spain, Italy, the Netherlands, Belgium, Portugal, Finland, Luxembourg, Slovenia, Estonia, Greece, Slovakia, the UK, Poland, Sweden, Denmark, Norway, Liechtenstein and Iceland.”
    this is not whole Europe …. I’m little bit disappointed because i also wanted to open

  8. A question if I may ask. I am a South African who works for a Chinese owned company in the Philippines. They have offered to pay me from Hong Kong if I have an account there on all travel expenses used in Hong Kong. Is our office in Hong Kong able to pay my travels etc into the N26 account? Which ideally will save me all the exchange costs. Otherwise, then the HKD is converted to Pesos and then I am paid in pesos on all travel expenses. Then when I go abroad I exchange again to HKD….Just a waste. If they can pay directly into one account without losing so much exchange, and I don’t need to convert it again etc etc. So N26 becomes the travel card and the company can just credit me back in that card from Hong Kong and I just spend back there. As you Know opening an account in Hong Kong without a residency ID is the most painful experience.

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